The road to solving our healthcare challenges may seem long and bumpy at times, but an industry-defining collaboration benefiting the employees of Dallas Area Rapid Transit (DART) could be the start of a more common practice for employer healthcare options in Texas.
Beginning Jan. 1, 2018, Baylor Scott & White Quality Alliance (BSWQA) is joining forces with HealthSCOPE Benefits and Willis Towers Watson to offer a new employer healthcare solution, a patient-centric model that gives individual employers the power to configure and coordinate healthcare services customized for their employees.
This journey begins with the employees of DART, the regional transit agency for Dallas and 12 surrounding cities that provides bus, light rail, commuter rail, paratransit and vanpool services to more than 200,000 daily passengers. Traditionally, employers enter an agreement with a healthcare insurance provider to offer employees fee-for-service plans. However, this innovative program is the first of its kind in Dallas-Fort Worth, and the new model allows organizations like DART to contract directly with an Accountable Care Organization (ACO) and Third-Party Administrator (TPA) to design a value-based solution that incentivizes positive health outcomes for employees while minimizing costs. Like so many employers, DART had been looking for a way to offer a high-quality benefit plan, yet control soaring healthcare costs.
In this volatile market, many large employers are beginning to run out of options. That’s why this type of arrangement is gaining so much traction nationwide, and, now, BSWQA is bringing it to Texas. Meanwhile, global employers, such as Intel, Micron Technology, Intel and Boeing, have pioneered similar direct ACO arrangements in the past few years. Experience has proven that the plan’s holistic approach and behavioral incentives ultimately produce a much healthier, more productive workforce.
What makes the ACO strategy so powerful is the employer’s direct relationship — reducing red tape, barriers to care and administrative hurdles. Plus, employees receive cost-sharing or premium reductions if they take positive steps to improve their health, such as participating in their own condition management through a chronic care program. These incentives are now standard parts of most ACO benefit packages.
So what does this mean for an organization’s employees? The key patient benefits include:
And it’s a win-win for everyone. The advantages for employers are many as well. Sharing the risk with the providers, employers benefit from:
With this new alliance, DART employees will experience better treatment overall through a direct connection to one of the region’s largest and most respected healthcare systems.
The clinically integrated network is an important dimension of BSWQA’s commitment to delivering healthcare when and where you need it.
The “operating hub” of the new DART plan
BSWQA is an ACO that encompasses more than 5,000 primary and specialty care physicians, 48 hospitals, post-acute care facilities and other health care stakeholders.
BSWQA has already proven its capacity to effectively manage the health of patient populations and reduce costs as demonstrated by serving the group’s 40,0000+ employee population over a four-year period.
In that time, BSWQA has seen: